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Architecture

Two layers.
One system.

Xcoin holds value. Lumero moves it. Two assets, two jobs, designed to work together.

Layer 01

Xcoin

XAT · The reserve
Gravity

Scarce, mineable, post-quantum. Audited and designed for long-term value preservation. XAT is what you hold — the asset that doesn't move much because it doesn't need to.

Layer 02

Lumero

UMX · The settlement layer
Velocity

Fast, mobile-first, backed by XAT in the reserve pool at 1.5× coverage. Built for remittances, merchants, payroll, and infrastructure finance. UMX is what moves — in seconds, anywhere, for very little.

How XAT actually works.

Four design decisions that make XAT a credible long-duration reserve asset.

SHA-256d Proof-of-Work

The same primitive Bitcoin pioneered: real cost, real hardware, real time. Honest mining keeps reserve assets honest. There is no shortcut from compute spent to coins issued.

5-minute block target. 100 XAT block reward in Era 1, halving on Bitcoin's discipline.

LWMA v2 difficulty

Linear Weighted Moving Average difficulty adjustment with a 25-block window and 2× clamp. Activated at block 1322. Smart Emergency Difficulty Adjustment fires when block solve time exceeds 600s — the chain refuses to stall.

Hybrid witness v2 + ML-DSA-65

XAT uses a hybrid witness v2 address format with ML-DSA-65 (FIPS 204) post-quantum signatures. New addresses default to post-quantum-only.

  • ECDSA accepted for legacy UTXOs during transition
  • nex1z address prefix (Bech32m encoding)
  • Forward security: PQ-only addresses stay safe even if ECDSA breaks
Open mining hardware

Every standard SHA-256 ASIC works: Bitaxe, NerdMiner, MacMetalMiner (native Apple Silicon GPU), Antminer, Whatsminer. Four regional pools (Virginia, Mumbai, California, São Paulo) support PPLNS (port 3333) and solo (port 7777).

Real cost.
Real hardware.

Why every XAT is scarce.

Bitcoin's monetary discipline, post-quantum security. No discretionary issuance, no foundation drift.

100,000,000 cap

Hard maximum supply, no mechanism to exceed. New XAT is created only by miners solving valid blocks — same primitive Bitcoin proved over fifteen years.

20M genesis
9 published allocations

Genesis allocation of 20,000,000 XAT is split across nine published, source-traceable allocations. No hidden tranche, no foundation discretion, no premine drift.

Reserve gravity

XAT backs every UMX in the system at a 1.5× coverage ratio enforced at the bridge. The reserve is the gravity well: every UMX in circulation is anchored to scarce, mined XAT in protocol custody.

When does this ship?
See the Roadmap
Go deeper.
Read the Docs